Financial Director

Financial Director for a Russian fintech group and online microcredit service. Remote, full-time, salary from 700,000 RUB/month plus bonus.

Responsibilities: Audit and diagnose the current finance function, develop and implement improvement plan. Secure bank funding, open and expand credit lines (priority task). Negotiate with banks, prepare financial models and materials for financing. Prepare management reports for CEO and shareholders: P&L, CF, balance sheet, plan-fact analysis. Participate in budgeting, financial and tax planning. Oversee RAS, tax accounting, and compliance for MFO/MCC. Ensure compliance with Bank of Russia requirements, interact with SRO and IFNS.

Experience as CFO, Head of Finance, or Financial Director for 5+ years. Experience in Russian financial sector: banks, MFO, MCC, BNPL, or fintech. Experience with a portfolio of 2+ billion RUB and annual issuance of 3+ billion RUB. Practical experience in attracting bank funding and expanding credit lines. Deep understanding of MFO/MCC financial specifics. Knowledge of Bank of Russia requirements, regulations, provisioning, SRO and IFNS interaction. Experience preparing management reports: P&L, CF, balance sheet, plan-fact analysis. Strong negotiation skills, especially with banks.

Fully remote work from anywhere in Russia. Official employment under Russian Labor Code. May require personal attendance at some bank meetings. Income level discussed individually after interviews, depends on experience and expectations. Yearly bonus based on net profit goals of MCC block and personal KPIs. Additional bonus possible for exceeding targets.