AML Ongoing Monitoring / Transaction Monitoring Specialist

AML Ongoing Monitoring / Transaction Monitoring Specialist at an international digital banking/payments platform in Limassol, Cyprus. Full-time, office/hybrid/remote. 3+ years of AML compliance in fintech/EMI.

International digital banking and payments platform for entrepreneurs, startups, SMEs, and global companies. The company helps clients launch and grow international operations: from company registration and payment account opening to managing cross-border payments. What you will do: - Maintain current knowledge of AML regulations and guidelines (FCA, FinCEN, FATF) - Conduct regular risk assessments of existing clients - Perform ongoing CDD monitoring: identity verification, document collection, sanctions and PEP screening - Maintain and develop EDD procedures for high-risk clients and transactions - Ensure correct and complete record-keeping for CDD/EDD/monitoring in line with FCA requirements and internal data retention policy - Manage transaction monitoring systems, review alerts, conduct investigations, and escalate suspicious cases as needed

- At least 3 years of AML compliance experience in fintech / EMI / another regulated financial environment - Good understanding of payment services in the EU/UK - Knowledge of UK AML regulations and FCA expectations for e-money/fintech companies - Experience with CDD/EDD and transaction monitoring tools - Strong analytical and reporting skills - Ability to work independently in a fast-changing environment

- Work in an international fintech environment - Strong regulatory expertise - Participation in the development of payment products - Fast processes and growth within the team